Risk Management Services
Comprehensive Financial Protection Tailored to Transitioning Service Members​
Anchored Risk Management understands the distinctive financial needs associated with transitioning from military service to civilian roles. Our commitment is to provide financial safeguards tailored to this significant life change.
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Our services include life coverage, annuities, long-term care, and disability insurance, each designed to construct a strong financial safety net. With Anchored Risk Management, your financial stability and peace of mind are our utmost priorities. Our expertise and dedication are your allies as you journey through this life transition.
Life Insurance
A life insurance policy typically consists of the premium, death benefit, and the policy term. The premium is what you pay to maintain the policy. The death benefit is the sum your beneficiaries will receive after your passing. The policy term is the length of time the policy is active.​
Policy Components
A life insurance policy typically consists of the premium, death benefit, and the policy term. The premium is what you pay to maintain the policy. The death benefit is the sum your beneficiaries will receive after your passing. The policy term is the length of time the policy is active.
Life Insurance Varieties
Term Life Insurance: Provides coverage for a specified term. If you pass away during this term, your beneficiaries receive the death benefit. It's generally simpler and less costly than other life insurance forms.
Whole Life Insurance: Offers lifetime coverage and includes an investment aspect known as the policy’s cash value. This value accrues over time, tax-deferred, implying you won't pay taxes on the gains while they're accumulating.
Universal Life Insurance: Provides lifetime coverage and includes a cash value element, but it offers more flexibility than whole life insurance. It may allow you to adjust your premium payments and death benefit, within certain limits.
Life insurance can offer financial peace of mind, securing your loved ones' financial future, and can be a key part of your broader financial strategy. Anchored Risk Management is dedicated to assisting you through this process, ensuring a thorough understanding before any decisions are made. Get in touch with us today to discover how our life insurance services can help safeguard your financial future.