Risk Management Services
Comprehensive Financial Protection Tailored to Transitioning Service Members​
Anchored Risk Management understands the distinctive financial needs associated with transitioning from military service to civilian roles. Our commitment is to provide bespoke financial safeguards tailored to this significant life change.
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Our service palette includes life coverage, annuities, long-term care, and disability insurance, each designed to construct a strong financial safety net. With Anchored Risk Management, your financial stability and peace of mind are our utmost priorities. Our expertise and dedication are your allies as you journey through this life transition.
Long Term Care​
As you transition from military to civilian life, considering long-term care options is crucial. Anchored Risk Management is here to break down long-term care insurance and guide you through this significant aspect of your financial journey.
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Long-term care insurance is a policy designed to cover long-term services and supports. These include personal and custodial care in various settings such as your home, a community organization, or another facility.
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Long-term care insurance covers services that are not covered by regular health insurance, including assistance with routine daily activities such as bathing, dressing, or eating. Depending on the policy, long-term care insurance can cover nursing home care, home health care, personal care in your home, services in assisted living facilities, or adult day care services.
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Benefits of Long Term Care Insurance
Financial Security: Long-term care insurance can help protect your savings and assets from the high costs of care not covered by regular health insurance.
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Greater Choice of Care: It can give you more choices for care, including the possibility of staying in your home for care.
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Peace of Mind: It offers peace of mind knowing that you'll have financial help when long-term care services are needed.
What It Covers
Long-term care insurance fills the gap left by regular health insurance, covering services that assist with routine daily activities such as bathing, dressing, or eating. Depending on the specific policy, long-term care insurance can cover a variety of care situations, including:​​
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Nursing Home Care: Comprehensive care provided in a residential facility.
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Home Health Care: Medical and personal care services delivered at home.
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Personal or Custodial Care: Assistance with activities of daily living, whether at home or in a care facility.
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Services in Assisted Living Facilities: Non-medical care for people who require assistance with everyday activities.
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Adult Day Care Services: Social and support services provided in a protective, community-based setting.
Incorporating long-term care insurance into your financial strategy can provide you with financial security and peace of mind, knowing you're prepared for future healthcare needs.
Anchor Risk Management is dedicated to helping you navigate this process, ensuring a thorough understanding before any decisions are made. Reach out to us today to learn more about how our long-term care insurance services can help secure your financial future.